About Servitium
SEBA RAHARA has been carrying out micro-lending activities since 2006 and the management has focussed more on the quality of service delivery and catering to niche service recipients, which is also apparent from the selection of operational areas.The management of SEBA RAHARA understood that only through the form of RBI registered NBFC-MFI the micro lending operation can be carried out in legally complied manner in India and also there will be transparency and a level playing field for all the stakeholders and the sector as a whole. They have acquired an existing NBFC named “SUNFLAG MERCHANTS PRIVATE LIMITED” during FY: 2015–16 and accordingly applied to RBI for conversion NBFC to NBFC-MFI on 2020. Finally, RBI has granted the NBFC-MFI licence in the name of “SERVITIUM MICRO FINANCE PRIVATE LIMITED” on May, 2022.
Core Values
Our Products
Nirmal Dhara Loan
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Distribution Organogram
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E Clinic & Health Camp
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Capacity Building for Women
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Awareness of Sanitation
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Operational Highlights As On September 30, 2024
States
Borrowers (Own)
Cr. Own Portfolio
Branch Outreach Districts
Branches
Employee
Cr. BC Portfolio
Cr. Total Portfolio
Impact Stories
Borrowers
Jayanti Kumari (North 24 parganas, West Bengal)Jayanti Kumari : One of the fundamental aspects of a healthy and dignified existence is access to sanitation facilities. Sanitation is not only an essential safeguard against diseases and infections; it also provides a structure for privacy, especially for the women in the household. Before taking the sanitation loan for constructing toilet from us Smt. Jayanti Kumari and her family…
Borrowers
Sandhya Biswas (Madhabpur, North 24 parganas, West Bengal)Sandhya Biswas as like as the village woman in Belu, Madhabpur, North 24 Parganas lives with her husband and two little children. She got married at an early age. It was very difficult task for her husband to fulfill daily need of the family properly. Sandhya decided to help her husband. She took 1st loan of Rs. 15,000/- and purchase…
Borrowers
Salma Khatun (Madhabpur, North 24 parganas, West Bengal)Little did Salma know that she would end up as a pauper when she was married off to a local youth, Akramul Haque, as a teen-aged daughter of a poor farmer. Everything was fine in the family till the time her husband’s income was steady as a tailor. Three children, comprising two sons and a daughter were born to the…
Borrowers
Madhabi Ghosh (North 24 parganas, West Bengal)Madhabi Ghosh as like the village woman in Naihati North 24 Parganas lives with her husband and two little children. She got married at an early age. It was very difficult task for her husband to fulfil daily need of the family properly. Madhabi decided to help her husband. She took 1st Loan of Rs. 10000/- from Servitium and purchases…
